Electronic Theses and Dissertation

ABSTRAK
Tujuan penelitian ini adalah untuk mengetahui: (1) konsep pelaksanaan lelang
benda jaminan yang sesuai dengan syariah; (2) sejauh mana pelaksanaan
pelelangan benda jaminan di Pegadaian Syariah kota Banda Aceh sudah sesuai
dengan syariah. Penelitian ini menggunakan pendekatan kualitatif melalui
wawancara dengan beberapa pihak yaitu Pegawai, Nasabah, dan Akademisi.
Pelaksanaan lelang benda jaminan ini dilihat dari: Rukun dan Syarat Lelang,
Aspek Objek Lelang, Subjek Lelang, Harga Lelang, dan Fatwa No.25/DSN-
MUI/III/2002 mengenai penjualan marhun. Berdasarkan hasil penelitian,
pelaksanaan lelang benda jaminan telah sesuai dengan ketentuan fikih yaitu telah
memenuhi rukun dan syarat lelang, tidak melenceng dari ketentuan dalam aspek
objek lelang, subjek lelang, harga lelang, dan memenuhi segala prosedur menurut
Fatwa No.25/DSN-MUI/III/2002 mengenai penjualan marhun. Berdasarkan hasil
penelitian ini, Pegadaian Syariah diharapkan menjaga setiap prosedur lelang agar
tetap sejalan dan tidak melenceng dari ketentuan pelaksanaan lelang yang sesuai
dengan syariah, dan melakukan inovasi dalam hal mengumumkan lelang yang
akan dilaksanakan agar lebih menarik banyak calon pembeli.
Kata Kunci: Lelang, Pegadaian Syariah, Benda Jaminan, Konsep Syariah.
ABSTRACT
The purpose of this study was to find out: (1) the concept of the implementation of
auctions for collateral in accordance with sharia; (2) the extent to which the
implementation of collateral auctions at the Sharia Pawnshop in Banda Aceh is in
accordance with sharia. This study uses a qualitative approach through
interviews with several parties, namely employees, customers, and academics.
The auction of this collateral object can be seen from: Pillars and Conditions of
Auction, Aspects of Auction Objects, Subjects of Auction, Auction Prices, and
Fatwa No.25 / DSN-MUI / III / 2002 concerning marhun sales. Based on the
results of the study, the auction of collateral objects has been in accordance with
fiqh provisions, namely that they have fulfilled the terms and conditions of the
auction, not deviated from the provisions in the aspect of auction object, subject
of auction, auction price, and fulfilling all procedures according to Fatwa No.25 /
DSN-MUI / III / 2002 concerning marhun sales. Based on the results of this study,
Sharia Pawnshop is expected to maintain every auction procedure so that it
remains in line and does not deviate from the provisions of the auction
implementation in accordance with sharia, and innovates in announcing the
auction that will be carried out to attract more prospective buyers.
Keywords: Auction, Sharia Pawnshop, Collateral Object, Sharia Concept.

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