PENGARUH STRUKTUR PEMBIAYAAN TERHADAP RISIKO KEBANGKRUTAN PERBANKAN SYARIAH (STUDI PADA BANK UMUM DYARIAH YANG TERDAFTAR DI BANK INDONESIA) | ELECTRONIC THESES AND DISSERTATION

Electronic Theses and Dissertation

Universitas Syiah Kuala

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PENGARUH STRUKTUR PEMBIAYAAN TERHADAP RISIKO KEBANGKRUTAN PERBANKAN SYARIAH (STUDI PADA BANK UMUM DYARIAH YANG TERDAFTAR DI BANK INDONESIA)


Pengarang

nabila rifa - Personal Name;

Dosen Pembimbing



Nomor Pokok Mahasiswa

1001103010044

Fakultas & Prodi

Fakultas Ekonomi dan Bisnis / Akuntansi (S1) / PDDIKTI : 62201

Penerbit

Banda Aceh : Fakultas Ekonomi., 2014

Bahasa

Indonesia

No Classification

657.42

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The purpose of this research is to examine the influence of the relationship financing structure to insolvency risk of Islamic banks that are listed at Bank Indonesia in 2008 until 2012. Type of data used is secondary data which got from annual report each bank’s website. By using purposive sampling method and unbalanced panel of data, there are 9 Islamic banks with total 31 observations that qualify as research samples. The data analyzes conducted by using multiple linear regressions analyzes.
The result of this research shows that real estate financing, specialization index, and short-term financing portfolio stability simultaneously influence to insolvency risk. Partially, that only short-term financing portfolio stability have positive influence to Islamic Banks insolvency risk, while real estate financing and specialization index have negative influence to Islamic Banks insolvency risk.

Keywords: Insolvency risk, financing structure, real estate financing, index specialization, short-term financing portfolio stability.

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