Electronic Theses and Dissertation

Penelitian ini bertujuan untuk menganalisis pengaruh Literasi Keuangan Syariah, Motivasi, dan Status Sosial Ekonomi terhadap Minat Mahasiswa Berinvestasi Saham Syariah serta menguji peran Latar Belakang Pendidikan sebagai variabel moderasi. Penelitian ini menggunakan metode kuantitatif dengan pendekatan asosiatif. Ruang lingkup penelitian mencakup mahasiswa Universitas Syiah Kuala dari 12 fakultas, dengan jumlah sampel sebanyak 125 mahasiswa. Sampel dipilih menggunakan teknik Proportionate Stratified Random Sampling yang dilihat berdasarkan jenis kelamin dan angkatan mahasiswa. Analisis data dilakukan menggunakan regresi linear berganda dan Moderated Regression Analysis (MRA) dengan bantuan program SPSS. Hasil penelitian menunjukkan bahwa Literasi Keuangan Syariah dan Motivasi berpengaruh positif terhadap Minat Mahasiswa Berinvestasi Saham Syariah, sedangkan Status Sosial Ekonomi tidak berpengaruh signifikan. Selain itu, Latar Belakang Pendidikan yang diklasifikasikan berdasarkan lulusan sekolah keagamaan (Madrasah Aliyah/Pesantren) dan sekolah umum (SMA/SMK) tidak mampu memoderasi pengaruh Literasi Keuangan Syariah, Motivasi, maupun Status Sosial Ekonomi terhadap Minat Mahasiswa Berinvestasi Saham Syariah. Temuan ini menunjukkan bahwa minat mahasiswa untuk berinvestasi saham syariah lebih dipengaruhi oleh Literasi Keuangan Syariah dan Motivasi dibandingkan dengan perbedaan latar belakang pendidikan.


Kata Kunci: Literasi Keuangan Syariah, Motivasi, Status Sosial Ekonomi, Latar Belakang Pendidikan, Minat Berinvestasi Saham Syariah.

This study aims to analyze the influence of Islamic Financial Literacy, Motivation, and Socioeconomic Status on Students’ Interest in Investing in Sharia Stocks, as well as to examine the moderating role of Educational Background. This research employed a quantitative method with an associative approach. The scope of the study covered students from 12 faculties at Syiah Kuala University, with a total sample of 125 students. The sample was selected using the Proportionate Stratified Random Sampling technique based on students’ gender and year of enrollment. Data were analyzed using multiple linear regression and Moderated Regression Analysis (MRA) with the assistance of SPSS software. The results indicate that Islamic Financial Literacy and Motivation have a positive effect on Students’ Interest in Investing in Sharia Stocks, while Socioeconomic Status has no significant effect. Furthermore, Educational Background, classified into graduates of Islamic schools (Madrasah Aliyah/Islamic Boarding Schools) and general schools (Senior High Schools/Vocational High Schools), does not moderate the influence of Islamic Financial Literacy, Motivation, or Socioeconomic Status on Students’ Interest in Investing in Sharia Stocks. These findings suggest that students’ interest in investing in Sharia stocks is more strongly influenced by Islamic Financial Literacy and Motivation than by differences in educational background. Keywords: Islamic Financial Literacy, Motivation, Socio-Economic Status, Educational Background, Investment Interest in Islamic Stocks.