Rizki Irham Primary Author mixed material bibliography Banda Aceh Fakultas Ekonomi dan Bisnis 2025

Theses

DETERMINATION OF INFLATION, NON PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR), BANK SIZE, AND AGE ON THE PROFITABILITY OF SHARIA BANKS By : Rizki Irham NPM : 2101203010024 Supervisor : 1. Prof. Dr. Mirna Indriani, S.E., M.Si., Ak. C.A. 2. Dr. Nuraini A, S.E., M.Si., Ak., C.A. ABSTRACT This study aims to determine the effect of inflation, NPF, FDR, size, and age on the profitability of Islamic banks. This study was conducted on 12 Islamic Commercial Banks in Indonesia using the unbalanced panel data regression analysis method. Because one of the variables in this study is the age starting from the bank's entry into Islamic law until the year of the study, the number of observation years for each bank will be different. Data were taken from the financial statements of each bank for the period 2014-2023 totaling 100 data. This study used the Random Effect Model (REM). The results of the study indicate that: 1) NPF has a negative effect on profitability in Islamic commercial banks in Indonesia, 2) size has a positive effect on profitability in Islamic commercial banks in Indonesia, 3) inflation does not significantly affect profitability in Islamic commercial banks in Indonesia, 4) FDR does not significantly affect profitability in Islamic commercial banks in Indonesia, and 5) age does not significantly affect profitability in Islamic commercial banks in Indonesia. Keywords: Profitability, Non Performing Financing, Size, Inflation, Financing to Deposit Ratio, Age 0 ELECTRONIC THESES AND DISSERTATION Universitas Syiah Kuala 1703837 2025-10-20 17:44:26 2025-10-21 09:36:44 machine generated