Electronic Theses and Dissertation

ABSTRAK
Hasil Survei Nasional Literasi dan Inklusi Keuangan (SNLIK) oleh Otoritas Jasa
Keuangan Tahun 2019, indeks literasi keuangan syariah mahasiswa di Indonesia
masih rendah dibandingkan konvensional dimana indeks literasi keuangan syariah
mahasiswa tercatat sebesar 31,5 persen sedangkan konvensional yaitu sebesar
67,1 persen. Tujuan penelitian ini untuk menganalisis pengaruh gender, indeks
prestasi, pembelajaran keuangan di perguruan tinggi dan pendidikan keuangan
oleh orang tua terhadap literasi keuangan syariah mahasiswa S-1 Fakultas
Ekonomi dan Bisnis Universitas Syiah Kuala semester genap tahun ajaran
2022/2023. Data yang digunakan adalah data primer. Metode penarikan sampel
yaitu probability sampling dengan teknik simple random sampling. Hasil
perhitungan rumus slovin didapatkan sampel sebanyak 97 responden dan hasil
estimasi regresi linear berganda ditemukan bahwa variabel pembelajaran
keuangan di perguruan tinggi berpengaruh positif terhadap literasi keuangan
syariah mahasiswa, sedangkan variabel gender, indeks prestasi dan pendidikan
keuangan oleh orang tua tidak berpengaruh terhadap literasi keuangan syariah
mahasiswa. Berdasarkan hasil ini, maka diharapkan dosen pengajar dapat
menambahkan materi keuangan syariah sehingga nilai IPK mampu mencerminkan
pengetahuan mahasiswa tentang keuangan syariah. Orang tua dapat lebih
memberikan perhatian dalam mendidik anak tentang keuangan syariah selain dari
mahasiswa belajar secara mandiri.
Kata Kunci : Literasi Keuangan Syariah, Gender, Indeks Prestasi, Pembelajaran
Keuangan, Pendidikan Keuangan

ABSTRACT Results of the National Survey on Financial Literacy and Inclusion (SNLIK) by the Financial Services Authority in 2019, the Islamic financial literacy index of students in Indonesia is still low compared to conventional where the Islamic financial literacy index of students is recorded at 31.5 percent while conventional is 67.1 percent. The purpose of this study was to analyze the effect of gender, grade point average (IPK), financial learning in higher education and financial education by parents on Islamic financial literacy of S-1 students of the Faculty of Economics and Business, Universitas Syiah Kuala even semester of the 2022/2023 academic year. The data used is primary data. The sampling method is probability sampling with simple random sampling technique. Results of the slovin formula calculation obtained a sample of 97 respondents and results of the multiple linear regression found that the variable of financial learning in higher education has a positive effect on students' Islamic financial literacy, while the variables of gender, IPK and financial education by parents have no effect on students' Islamic financial literacy. Based on these results, it is expected that teaching lecturers can add Islamic financial material so that the IPK value can reflect students' knowledge of Islamic finance. Parents can pay more attention in educating children about Islamic finance apart from students learning independently. Keywords : Islamic Financial Literacy, Gender, Grade Point Average, Financial Learning, Financial Education