Electronic Theses and Dissertation

Penelitian ini bertujuan untuk menguji bagaimana pengaruh literasi keuangan syariah dan inklusi keuangan syariah terhadap kinerja industri perhotelan di Kota Banda Aceh. Jenis penelitian ini yaitu penelitian lapangan (field research). Data yang digunakan dalam penelitian ini yaitu data primer dan data sekunder. Data primer diperoleh melalui kuesioner dan data sekunder didapatkan dari studi kepustakaan. Sampel dalam penelitian ini merupakan karyawan industri perhotelan di kota Banda Aceh berjumlah 50 orang, pengambilan sampel menggunakan teknik non probability sampling. Data dianalisis dengan menggunakan model regresi linier berganda. Hasil penelitian menunjukkan, secara parsial variabel literasi keuangan syariah dan inklusi keuangan syariah berpengaruh positif dan signifikan terhadap kinerja industri perhotelan. Adapun secara simultan menunjukkan pengaruh yang signifikan yaitu dibawah 0,05. Dari kedua variabel tersebut, hasil menunjukkan bahwa variabel inklusi keuangan syariah berpengaruh dominan dibandingkan variabel literasi keuangan syariah. Dengan demikian, diharapkan pelaku industri perhotelan terus meningkatkan literasi keuangan syariah dan inklusi keuangan syariah dalam mengembangkan bisnis karena terbukti mampu meningkatkan kinerja industri perhotelan.

Kata Kunci: Literasi keuangan Syariah, Inklusi Keuangan Syariah, Kinerja Industri Perhotelan

This study aims to examine how Islamic financial literacy and Islamic financial inclusion influence the performance of the hotel industry in Banda Aceh City. This type of research is field research. The data used in this research are primary data and secondary data. Primary data were obtained through questionnaires and secondary data was obtained from literature studies. The sample in this study is hotel industry employees in the city of Banda Aceh totaling 50 people, sampling using the non probability sampling technique. Data were analyzed using multiple linear regression models. The results showed that partially Islamic financial literacy and Islamic financial inclusion had a positive and significant effect on the performance of the hospitality industry. As for simultaneously showing a significant effect that is below 0.05. From these two variables, the results show that the Islamic financial inclusion variable has a dominant effect compared to the Islamic financial literacy variable. Thus, it is expected that hotel industry players will continue to improve Islamic financial literacy and Islamic financial inclusion in developing their businesses because it has been proven to be able to improve the performance of the hotel industry. Keywords: Islamic financial literacy, Islamic financial inclusion, hospitality industry performance