Electronic Theses and Dissertation

Abstrak penelitian ini bertujuan menganalisis pengaruh financial literacy, experienced regret , dan overconfidence terhadap keputusan investasi mahasiswa s1 feb universitas syiah kuala. penelitian menggunakan pendekatan kuantitatif dengan 96 responden. analisis dilakukan melalui uji validitas, reliabilitas, asumsi klasik, regresi linier berganda, uji t, uji f, serta koefisien determinasi menggunakan spss. hasil penelitian menunjukkan model signifikan secara simultan dengan f-hitung 12,073 dan sig. 0,000. secara parsial, financial literacyberpengaruh positif dan signifikan dengan koefisien 0,353 dan sig. 0,001. sementara itu, experienced regret dan overconfidence berpengaruh positif namun tidak signifikan. nilai r square 0,282 menunjukkan bahwa 28,2% variasi keputusan investasi dijelaskan oleh ketiga variabel tersebut. penemuan menunjukan, financial literacymenjadi faktor yang paling berpengaruh dalam keputusan investasi mahasiswa, sementara experienced regret dan overconfidence belum menunjukkan pengaruh signifikan secara parsial. peningkatan literasi keuangan diperlukan untuk mendukung kemampuan mahasiswa dalam mengambil keputusan investasi yang lebih baik. kata kunci: financial literacy, experienced regret , overconfidence, keputusan investasi.

ABSTRACT This study aims to analyze the effect of financial literacy, experienced regret , and Overconfidence on the investment decisions of undergraduate students at the Faculty of Economics and Business, Syiah Kuala University. The study uses a quantitative approach with 96 respondents. The analysis was conducted through validity and reliability tests, classical assumptions, multiple linear regression, ttests, F-tests, and determination coefficients using SPSS. The results show that the model is simultaneously significant with an F-value of 12.073 and Sig. 0.000. Partially, financial literacyhas a positive and significant effect with a coefficient of 0.353 and Sig. 0.001. Meanwhile, experienced regret and Overconfidence have a positive but insignificant effect. The R Square value of 0.282 indicates that 28.2% of the variation in investment decisions is explained by these three variabels. The findings show that financial literacyis the most influential factor in students' investment decisions, while experienced regret and Overconfidence have not shown a significant partial influence. Improving financial literacyis necessary to support students' ability to make better investment decisions. Keywords: Financial Literacy, Experienced regret , Overconfidence, Investment Decisions.