Electronic Theses and Dissertation

Pegadaian syariah menerbitkan sebuah produk yaitu rahn tasjily tanah yang objek dari produk rahn tasjily tanah tersebut yaitu sertifikat hak milik dan hak guna bangunan atas tanah. di mana hal ini sangat bertentangan dengan yang diatur dalam kitab undang-undang hukum perdata khususnya pasal 1150- 1160 tentang gadai dan undang- undang nomor 4 tahun 1996 tentang hak tanggungan. tujuan penelitian ini adalah untuk menjelaskan pelaksanaan akad rahn tasjily tanah, pengaturan hak dan kewajiban rahin dan murtahin dalam akad rahn tasjily tanah, serta untuk menjelaskan penyelesaian wanprestasi dalam akad rahn tasjily tanah. penelitian yang dipergunakan adalah penelitian hukum empiris dengan pendekatan kualitatif. berdasarkan hasil penelitian dapat diketahui, proses pelaksanaan akad rahn tasjily tanah, melalui beberapa tahap. pertama, rahin menyerahkan sertifikat tanahnya kepada murtahin dan melengkapi syarat administrasi yang di perlukan. kedua, pihak pegadaian (murtahin) melakukan survei terhadap objek jaminan, dan terakhir sertifikat tanah tersebut oleh pt pegadaian ups baiturrahman dibebankan dengan hak tanggungan yang dilakukan langsung oleh notaris/ppat di hadapan rahin, murtahin, dan beberapa orang saksi. adapun penyelesaian wanprestasi dalam akad rahn tasjily tanah pada pegadaian ups baiturrahman yaitu melalui musyawarah dan melalui mahkamah syar’iah.

Sharia pawnshop publishes a product, namely rahn tasjily land that is the object of the product rahn tasjily The land is a certificate of ownership and building use rights on the land. Where this is very contrary to what is regulated in the Civil Code, especially Articles 1150-1160 concerning Pawns and Law Number 4 of 1996 concerning Mortgage Rights. The purpose of this research is to explain the implementation of the contract rahn tasjily land, regulation of rights and obligations scratched and murtahin in the contract rahn tasjily land, as well as to explain the resolution of defaults in the contract rahn tasjily land. The research used is empirical legal research with a qualitative approach. Based on the research results, it can be seen, the process of implementing the contract rahn tasjily land, through several levels. First, scratched handed over the land certificate to murtahin and complete the necessary administrative requirements. Second, the pawnshop (murtahin) carry out a survey of the collateral object, and finally the land certificate by PT Pegadaian UPS Baiturrahman is charged with mortgage rights which are carried out directly by the Notary/PPAT in the presence scratched, murtahin, and several witnesses. As for resolving defaults in the contract rahn tasjily land at Pegadaian UPS Baiturrahman, namely through deliberation and through the sharia court