Electronic Theses and Dissertation

Penelitian ini bertujuan menganalisis pengaruh kesehatan keuangan bank menggunakan metode analisis rbbr (risk-based bank rating) yang diproyeksikan oleh non performing finance (npf), good corporate governance (gcg), net operating margin (nom) dan capital adequacy ratio (car) terhadap pertumbuhan laba pada bank syariah di indonesia periode 2017-2022 menggunakan data triwulan dengan metode analisis regresi data panel dengan bantuan program eviews versi 12. data yang digunakan ialah data sekunder melalui teknik penarikan purposive sampling sehingga 9 bank umum syariah yang diteliti. hasil penelitian menunjukkan npf (risiko kredit) tidak berpengaruh terhadap pertumbuhan laba sedangkan gcg (tata kelola perusahaan), nom (kemampuan laba) dan car (kemampuan modal) berpengaruh signifikan terhadap pertumbuhan laba. secara simultan npf, gcg, nom dan car memiliki pengaruh terhadap pertumbuhan laba. pertumbuhan laba merupakan bagian penting dalam menjaga kesehatan bank sehingga penting bagi perbankan untuk memperhatikan dan menjaga pertumbuhan laba guna mencapai keberlangsungan bank dimasa yang akan datang. kata kunci: pertumbuhan laba, keuangan, kesehatan bank syariah  

This study aims to analyze the effect of a bank's financial health using the RBBR (Risk-Based Bank Rating) analysis method projected by Non Performing Finance (NPF), Good Corporate Governance (GCG), Net Operating Margin (NOM) and Capital Adequacy Ratio (CAR) on Profit growth in Islamic banks in Indonesia for the 2017-2022 period uses quarterly data using the panel data regression analysis method with the help of the Eviews version 12 program. The data used is secondary data through a purposive sampling technique so that 9 Islamic commercial banks were studied. The results showed that NPF (credit risk) had no effect on profit growth meanwhile GCG (corporate governance), NOM (profit ability) and CAR (capital capacity) have a significant effect on profit growth. Simultaneously NPF, GCG, NOM and CAR have an influence on profit growth. Profit growth is an important part of maintaining bank health, so it is important for banks to pay attention to and maintain profit growth in order to achieve bank sustainability in the future. Keywords: Profit Growth, Finance, Islamic banking health