Electronic Theses and Dissertation

Abstrak penelitian ini bertujuan untuk menguji dan menganalisis pengaruh hubungan literasi keuangan dan teknologi digital terhadap minat berinvestasi di pasar modal syariah. selain itu, penelitian ini akan menyelidiki efek mediasi risk tolerance pada minat berinvestasi. generasi z yang berjumlah 37.892, sampel pada penelitian 125 responden yang merupakan generasi z di banda aceh. penentuan responden menggunakan teknik purposive sampling. kuisoner penelitian disebarkan ke sampel yang terpilih dan diisi lengkap selanjutnya dianalisis dalam penelitian ini. untuk menganalisis data penelitian menggunakan uji structural equation modeling dengan bantuan aplikasi software amos. hasil penelitian menemukan bukti bahwa secara langsung literasi keuangan dan teknologi digital berpengaruh positif terhadap minat risk tolerance dan minat berinvestasi. di samping itu penelitian ini menemukan bahwa risk tolerance memediasi pengaruh literasi keuangan dan teknologi digital terhadap minat berinvestasi. hasil penelitian menunjukkan pentingnya peningkatan literasi keuangan dan penguatan teknologi digital dalam meningkatkan keberanian dalam mengambil risiko sehingga generasi z minat berinvestasi di pasar modal syariah. kata kunci: literasi keuangan, teknologi digital, risk tolerance, minat berinvestasi.

ABSTRACT This study aims to examine and analyze the effect of the relationship between financial literacy and digital technology on interest in investing in the Islamic capital market. In addition, this study will investigate the mediating effect of risk tolerance on investment intentions. Generation Z, totaling 37,892, the sample in the study was 125 respondents who were Generation Z in Banda Aceh. Determination of respondents using purposive sampling technique. Research questionnaires were distributed to selected samples and filled in completely and then analyzed in this study. To analyze research data using the Structural Equation Modeling test with the help of the Amos software application. The results of the study found evidence that financial literacy and digital technology directly have a positive effect on interest in risk tolerance and interest in investing. In addition, this study found that risk tolerance mediates the effect of financial literacy and digital technology on investment intentions. The results of the study show the importance of increasing financial literacy and strengthening digital technology in increasing the courage to take risks so that Generation Z is interested in investing in the Islamic capital market. Keywords: Financial Literacy, Digital Technology, Risk Tolerance, Interest in investing.