Electronic Theses and Dissertation

Abstrak penelitian ini bertujuan untuk mengetahui pengaruh inflasi, non performing financing dan capital adequacy ratio terhadap tingkat bagi hasil deposito mudharabah bank umum syariah di indonesia. populasi dalam penelitian ini adalah bank umum syariah (bus) yang terdaftar di ojk pada kurun waktu tahun 2014 sampai dengan tahun 2018. pengambilan sampel menggunakan purposive sampling. jenis data yang digunakan adalah data sekunder berupa laporan keuangan masing masing bank antara tahun 2014 hingga 2018. analisis regresi linear berganda digunakan untuk menguji hipotesis. hasil penelitian ini menunjukkan bahwa (1) inflasi, non performing financing dan capital adequacy ratio berpengaruh terhadap bagi hasil deposito mudharabah, (2) inflasi berpengaruh terhadap tingkat bagi hasil deposito mudharabah, (3) non performing financing berpengaruh terhadap tingkat bagi hasil deposito mudharabah, dan (4) capital adequacy ratio berpengaruh terhadap tingkat bagi hasil deposito mudharabah bank umum syariah di indonesia. keywords: inflasi, non peforming financing, capital adequacy ratio dan bagi hasil deposito mudharabh bank umum syariah indonesia

ABSTRACT This study aims to determine the effect of Inflation, Non-Performing Financing and Capital Adequacy Ratio on the Profit Sharing Rate of Mudharabah Deposits for Islamic Commercial Banks in Indonesia. The population in this study is Islamic Commercial Banks (BUS) registered at OJK in the period from 2014 to 2018. Sampling uses purposive sampling. The type of data used is secondary data in the form of financial statements of each bank between 2014 and 2018. Multiple linear regression analysis is used to test the hypothesis. The results of this study indicate that (1) Inflation, Non-Performing Financing and Capital Adequacy Ratio affect the yield of mudharabah deposits, (2) Inflation affects the rate of return on mudharabah deposits, (3) Non- Performing Financing affects the rate of profit sharing for mudharabah deposits, and ( 4) Capital Adequacy Ratio affects the rate of profit sharing for mudharabah deposits of Islamic commercial banks in Indonesia. Keywords: Inflation, Non-Performing Financing, Capital Adequacy Ratio and Profit Sharing for Mudharabh Deposits Indonesian Sharia Commercial Bank