Electronic Theses and Dissertation

Penelitian ini dilakukan untuk mengetahui pengaruh dari premi, klaim, investasi dan surplus underwriting terhadap pertumbuhan laba industri asuransi syariah di indonesia. penelitian ini menggunakan data panel dalam kurun waktu 6 tahun (2015-2020) sebanyak 21 perusahaan. untuk membuktikan dan menganalisis data, maka digunakan uji model regresi data panel, uji asumsi klasik, uji hipotesis. hasil penelitian menunjukan bahwa premi, investasi dan surplus underwriting berpengaruh positif terhadap pertumbuhan laba sedangkan klaim tidak berpengaruh terhadap pertumbuhan laba. diharapkan perusahaan asuransi syariah sebaiknya meningkatkan promosi sehingga meningkatkan ketertarikan nasabah untuk menggunakan produk asuransi syariah. kata kunci: premi, klaim, investasi, surplus underwriting, pertumbuhan laba.

This study was conducted to determine the effect of premiums, claims, investment, and underwriting surplus on the profit growth of the Islamic insurance industry in Indonesia. This study uses panel data for a period of 6 years (2015-2020) as many as 21 companies. To prove and analyze the data, the panel data regression model test, the classical assumption test, and the hypothesis test were used. The results showed that premiums, investment, and surplus guarantees had a positive effect on profit growth, while they had no effect on profit growth. It is expected that sharia insurance companies will increase promotions so as to increase customer interest in using sharia insurance products. Keywords: Premiums, Claims, Investment, Underwriting Surplus, Profit Growth.